Retirement Calculator

Vitals

Current Age

Retirement Age

Life Expectancy

Gross Annual Income

Your current pre-tax annual salary.

Annual Salary Growth

Expected average annual pay increase.

Savings Rate

Percentage of gross income you save annually.

15%

Taxable Account

e.g., Brokerage accounts.

Tax-Deferred

e.g., 401(k), Traditional IRA.

Roth / Tax-Free

e.g., Roth IRA, Roth 401(k), HSA.

Annual Expenses in Retirement

Estimated annual spending in today's dollars.

Assumed Inflation

Long-term average inflation rate.

Avg. Annual Return

Your portfolio's estimated average annual growth.

Portfolio Volatility

Standard deviation. Higher means more risk and wider range of outcomes.

15%

Annual Social Security

Annual benefit in today's dollars.

Social Security Age

Age you plan to start receiving benefits.

Withdrawal Strategy

Method for taking money out in retirement.

Enable Market Stress Test

Age

Description

Amount

Age

Description

Amount

Use negative amounts for expenses.

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