About Us

Independent, Fee-Only Advice for Indian Investors

Our Heritage

Who We Are

Growsin is a SEBI-registered Investment Adviser and Research Analyst based in Visakhapatnam, Andhra Pradesh, founded by Murali Krishna Sivvala. We provide personalised financial advice and independent research to individuals and families — on a fee-only basis, with no products to sell and no commissions to earn.

Dual Registration, Unified Strategy
As both an Investment Adviser (INA000021261) and a Research Analyst (INH000023667), we combine personal goal planning with institutional market analysis.
100% Conflict-Free Independence
Not affiliated with any broker, distributor, AMC, PMS, insurer, or bank. Our advice is never tied to any product sale.
Growsin client fiduciary partnership

100%

Fee-only, zero commissions

2

SEBI registrations — IA & RA

6

Step planning process
Disciplined Roadmap

Our 6-Step Fiduciary Process

A proven, institutional methodology designed to build and protect generational wealth.

01

Discovery

Mapping financial life goals, cash flows, liabilities and emergency safety buffer.

02

Risk Diagnostics

Scientific psychometric and mathematical risk tolerance profiling.

03

Strategy IPS

Drafting a written Investment Policy Statement customized to your timelines.

04

Asset Allocation

Target weightings across equities, direct debt funds, and gold.

05

Direct Execution

Zero custody. You execute directly in your own Demat or AMC portal.

06

Ongoing Review

Quarterly health checks, valuation drift rebalancing, and disciplined reviews.

The Principles
Behind Every Recommendation

icon
Client-First, Always

Your goals define our advice. Acting in a fiduciary capacity means our success is tied directly to yours.

icon
Integrity in Research

Our research stands independent of any distribution or sales influence, so our insights are free from commercial bias.

icon
Compliance With Care

Mandatory risk profiling, clear disclosures and an annual compliance audit — compliance is how we protect your trust.

Target Profiles

Who We Serve Best

Our fee-only advisory and equity research is purposefully designed for clients who value unbiased professionalism.

ESOP & Wealth

Corporate Executives

Managing concentrated stock positions, ESOP diversification, tax-efficient investments, and retirement transition.

ESOP Risk Hedging
Tax Optimisation
Executive Retirement Plan
Explore Suitable Plans
Capital Structuring

Business Owners

Separating personal wealth from business risk, liquidity management, and multi-generational asset transfer.

Balance Sheet Separation
Succession Planning
Treasury Management
Explore Suitable Plans
Generational Wealth

HNI Families & Professionals

Comprehensive wealth architecture, direct mutual funds, and long-term capital preservation with zero product bias.

Direct MF Migration
Family Office Advisory
Zero Commission Audit
Explore Suitable Plans

Meet the Founder

Murali Krishna Sivvala
Murali Krishna Sivvala

Founder & Principal Officer · SEBI Registered Investment Adviser & Research Analyst

Founder's Profile

“I believe wealth management should be unbiased, transparent, and deeply personal.”

- Murali Krishna Sivvala, Founder, Growsin

  • Regulated & Audited

    SEBI-registered as IA (INA000021261) and RA (INH000023667), a BASL member (28698), with a mandatory annual compliance audit. Read our disclosures.

  • A Clear Grievance Path

    Write to our Compliance Officer first; if unresolved, escalate through SEBI SCORES or SMART ODR. Contact us.

Take Control of Your Wealth
Plan, Invest, and Track with Growsin

From Investment Advisory to Research Reports—make smarter,
faster decisions with data-driven, unbiased guidance.